Payment process and security (from Sagepay)

The most up to date payment technology for fast, secure online payments.

We provide the latest payment processing technology to ensure your online payments are fast, secure and reliable.

• Sage Pay is the union of Protx, the fastest growing payment service provider (PSP) and Sage, one of the UK’s most trusted business brands.
• We’ve fine-tuned the payment process over the last 10 years.

• We securely process millions of transactions each year for our 30,000+ customers.

• Our systems run 24-hours a day — our aim is to never let our up-time drop below 99.99%

• Our twin data centres and disaster recovery initiatives ensure your payments are being processed all day, every day.

How our payment processing works

• Your customer selects the goods they wish to purchase from your website and enters their order and delivery details.
• Your customer's credit card details are captured securely by Sage Pay.

• Your customer will be prompted to enter their Verified by Visa or MasterCard Secure Code password on their card issuer's page (optional).

• The merchant bank sends the credit card details to your customer’s card issuer who authorises or declines the transaction.

• The merchant bank then sends the transaction results back to Sage Pay.

• Sage Pay sends the authorisation results to you and your customer to confirm the results of the transaction.

How settlement works

• The funds from all processed transactions are sent to your merchant bank for settlement at the end of each day.

• Your merchant bank then collects the funds from the card issuer and pays them into your bank account. The delivery of funds into your account varies from bank to bank.